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Financial Asset Management Systems, Inc. (Student Loans Debt Collector) called from (877) 378-3265, They are attempting to collect on my private student loans that defaulted long ago. The charge off period is 7. 5 years before it finally fell off my credit report and cannot be put back onto my credit report. The original debtor, Sallie XXX, The owner of my private loans is still owed the money but they can no longer sue me for it. The letter from Financial Asset Management Systems, Inc. Ev