My phone system clipped the first part of the message, The last part said I was being charged for an auto-renewal unless I called back for a refund. Other reports online used the same language and said it was claiming to be for a Windows subscription - which I don't have. I checked my cards and they did not have such a charge. So the caller is obviously phishing for your card information. I did not call back and advise anyone else getting such a call to do likewise. Don't call them back. D