So, in my case CTFS can confirm a message was sent that corelates to the same time I received the text message (from 282768) asking me to call this phone number but unfortunately they have no way to readily confirm in customer services if it is "Collections" department call number as they only see their in-system extensions. I had legit missed the min payment date, paid it immediately, but since it fell on a Friday, the payment was delayed past the date 'agreed' to make up and so this was genera
1. They sent me a text regarding 'The Bank of Canadian tire' LOL.
2. They got my last 4 digits of the card right! Not sure how this is possible.
3. I cancelled my card 1 year ago sooo.... Scam-ony
Obviously a scam, I received a text that included my name and a credit card # ending with ----- and instruction to call back to receive an important message.
I didn't call back it's a card that I never use and intend to follow up with the card issuer.