The caller says "I'm sorry" in a recorded voice. JUST DON'T ANSWER.
Some of these callers are trying to get you to pick up and hope you will answer by saying YES so they can use it to claim your identity... Then they will clean you out!!
Robot caller voice says there were two charges on your card, One for ebay another for gift cards, Then tells you three options to press to go forward. If you press nothing it hangs up on you.