He says that he works with Lending Tree and that he can do personal loans to people, they require $100 gift card as a “security deposit” towards the loan that you will get back + the amount of the loan at the time that you give them the info on the gift card. After you give them the gift card into then they require taxes on the loan PRIOR to receiving ANYTHING. Do not trust these people!!! Just got taken for $100 that I didn’t have, hence the reason for needing the loan!!!