Called them and used the reference number left in my voice mail after being contacted. They left me the number to use. She pulled up all my information about me. Gave my last 4 digits of my bank account, gave my drivers license number. She told me this was for a loan i received in 2017 or 2018 that I never paid paid for $800. 00. She said they started this process in 2019 and have sent me three letters. Now they are going to be contacting my HR department and will be taking 33% from my payche